Hong Kong IIQE · MPF Schemes Examination (MPFE)

Understand insurance.
Then remember the answer.

IIQEPapers turns IIQE Papers 1, 2, 3 and 5 into practical decisions about risk, contracts, products and clients, and now covers the MPF Schemes Examination (MPFE) too. Read the free guides and study notes, then practise each exam in its own app with original practice-style questions.

Prepare for Paper 1 Which papers do I need?

5 examsIIQE Papers 1, 2, 3, 5 + MPFE

ZH / ENbilingual notes and practice

Reasonedexplanations for every error

IIQE
ROUTE

QUALIFYING EXAMINATION01 / 02 / 03 / 05

Which papers should you start with?

General insurancePapers 1 + 2

Long termPapers 1 + 3

Linked long termPapers 1 + 3 + 5

Pass mark 70% · bilingual MCQ

Official-data snapshot

IIQE facts were checked against IA and PEAK public information; MPFE facts against MPFA and HKSI public information. Recheck current notices before enrolment.

70%official pass markMCQChinese and EnglishVTC / PEAKexam body / centre

FIRST-PARTY LEARNING DATA

122,504 real answers reveal practice weak spots

These are learning_progress answer records across five banks as at 2026-08-18. Synthetic selected_count social-proof data is excluded. The figures measure original practice performance, not the official exam pass rate.

122,504IIQE + MPFE real answers

1,363devices summed across banks

70.0%weighted IIQE practice accuracy

Practice correct ratecumulative selections

Paper 1

64.2%35,565 answers

Paper 2

69.7%20,428 answers

Paper 3

75.6%39,582 answers

Paper 5

69.0%9,564 answers

MPFE

70.2%17,365 answers

Where marks disappeartopic-level signal

Paper 1: 香港保險業的結構1,266 answers

58%

Paper 5: 投資相連長期保單簡介438 answers

63.5%

MPFE: 強積金制度簡介293 answers

64.8%

Read the full IIQE question-bank data report

LICENCE ROUTE

Not every candidate takes the same combination

Start with the insurance intermediary business you intend to conduct. The routes below summarise the IA's common paper requirements; exemptions, education, appointment and the licence application remain separate checks.

General insurance

Papers 1 + 2

General insurance intermediary business

Long term

Papers 1 + 3

Long term, excluding linked long term

Linked long term

Papers 1 + 3 + 5

Long term, including linked long term

Composite

Papers 1 + 2 + 3

Add Paper 5 if linked long term is included

Read the full insurance-licence and enrolment guide

PAPER DESK

Four IIQE papers, plus MPFE.

All five exams use bilingual multiple-choice questions and a 70% pass mark. The four IIQE papers are administered by PEAK under VTC; MPFE is run by the Hong Kong Securities and Investment Institute (HKSI) — separate exams with separate enrolment. Question counts and durations follow public information; current PEAK and HKSI notices remain authoritative. Each paper guide now folds in its study notes, so the guide and notes form one study centre.

Principles and Practice of Insurance

保險原理及實務

75 questions · 2 hours · 70%Risk, contract, core insurance principles and regulation

General Insurance

一般保險

50 questions · 75 minutes · 70%Property, liability, motor, accident and claims

Long Term Insurance

長期保險

50 questions · 75 minutes · 70%Life products, policy values, underwriting and claims

Investment-linked Long Term Insurance

投資相連長期保險

80 questions · 2 hours · 70%Funds, risk-return, charges, disclosure and suitability

MPF

MPF Schemes Examination (MPFE)

強積金中介人資格考試

80 questions · 2 hours · 70%MPF system features, trustees, schemes and investment, intermediary conduct and regulation

CASE / 014

QUESTION ANALYSIS

A similar option is not the same rule.

RISKWhat can be lost?PARTIESWho owes the duty?TIMINGWhen does it apply?EXCEPTIONWhat changes it?

ORIGINAL PRACTICE

THE POLICY FILE

Treat each question as a policy file

Most avoidable errors come from mixing similar roles, principles or product effects. A four-part file makes the decision more reliable.

Find the risk and subject matterWho faces what uncertain loss, and what insurable interest is being protected?

Identify the contract rolesSeparate the proposer, insured, insurer, beneficiary and intermediary.

Locate the point in timePre-contract disclosure, policy inception, loss, claim and subrogation do not use the same rules.

Log the reason, not the optionTag errors as definition, role, principle, number or exception.

Study notes

REAL APP WORKFLOW

A separate practice desk for each exam

Each of the five apps tracks its own progress. Features include topic practice, mock exams, error and bookmark review, statistics, and Chinese or English question display.

Paper 1Principles and Practice

Paper 2General Insurance

Paper 3Long Term Insurance

Paper 5Investment-linked

MPFEMPF Schemes Examination

Paper 1

Principles and Practice

Build the common foundation first

Paper 2

General Insurance

Products, cover and claims logic

Paper 3

Long Term Insurance

Life products, underwriting and servicing

Paper 5

Investment-linked

Investment risk, funds and suitability

MPFE

MPF Schemes Examination

502 questions on the MPF system, trustees and intermediary conduct

FAQ / 核對

Before you enrol

IIQEPapers is an independent revision resource. It is not an official IA, VTC, PEAK, MPFA or HKSI website and is not endorsed by them.

PEAK official IIQE page

01Does everyone need IIQE Paper 1?

Common routes for general, long-term and composite insurance intermediary business all include Paper 1, subject to the IA rules and any applicable exemption. The Travel Insurance Agents Examination is a separate paper.

02What are the pass mark, question counts and durations?

03Does the practice accuracy equal the official IIQE pass rate?

04How do I enrol?

05Do you provide real past papers?

06Does passing the exam mean I already hold a licence?

07How is MPFE different from IIQE, and do I need both?

08What are MPFE's question count, duration and pass mark?

READY / 開始

Choose the route. Start with Paper 1.

Build the common foundation first, then focus on Paper 2, 3 or 5 for the business route you need.

Choose your appOne focused app for each exam

Compare all five apps

Understand insurance.Then remember the answer.

Which papers should you start with?

122,504 real answers reveal practice weak spots

Not every candidate takes the same combination

General insurance

Long term

Linked long term

Composite

Four IIQE papers, plus MPFE.

Principles and Practice of Insurance

General Insurance

Long Term Insurance

Investment-linked Long Term Insurance

MPF Schemes Examination (MPFE)

A similar option is not the same rule.

Treat each question as a policy file

More than questions: one clear path from understanding to practice

A separate practice desk for each exam

Principles and Practice

General Insurance

Long Term Insurance

Investment-linked

MPF Schemes Examination

Before you enrol

Choose the route. Start with Paper 1.

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Understand insurance.
Then remember the answer.

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